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PASADENA BUSINESS ASSOCIATION
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  • 23 Feb 2017 10:29 AM | Deleted user
    Commercial Law / Credit Card Processors / Service Agreements
    Jaron Rice, Magothy Payments, PBA Member


    The legislative bill that Delegate Seth Howard and I (along with his legislative team) have crafted is scheduled for committee hearings on March 14th.

    The bill would make liquidated damages clauses illegal in the state of Maryland in regards to merchant services agreements, and cap a merchant's cancellation fee at $99. Currently, your average contract is a 3 year agreement with a $499 cancellation fee, and may include liquidated damages for all of the months left on the agreement.

    Let's just say a business owner realizes he can save $400 a month by switching his credit card processing. Currently, he'll be penalized $499 + liquidated damages. If his liquidated damages clause states $150/mo and he's got 2 years left on his agreement, he'd end up paying $4099 to get out of his contract. I've seen fees as high as $300 PER MONTH for the remaining months on the agreement, causing a penalty of thousand and thousands of dollars.

    This bill would promote integrity and competition in my industry so that business owners wouldn't be held hostage by their banks or merchant services providers and are free to shop around for better rates/programs. Remember, competition is good for everyone. I appreciate your support in this matter.

  • 15 Feb 2017 10:20 AM | Deleted user

    Helping Keep Our Communities Safer
    Larry Sells, Pasadena Voice and PBA Legislative Chair

    Delegate Nic Kipke has informed the PBA that crime problems we are facing in our community as a result of opioid and heroin addiction are an issue and one that Governor Hogan is addressing. The Governor’s task force has stressed the need for a three-pronged solution: prevention, treatment and enhanced enforcement. As a result, Nic is supporting HB687- The Distribution of Opioids Resulting in Death Act that has been introduced at the request of Governor Hogan. If passed, will increase the penalty and make it easier for our law enforcement to stop drug dealers selling drugs laced with deadly components by allowing a manslaughter charge to be brought against a dealer that sells drugs which result in the death of the user. This is important because manslaughter carries a much harsher penalty and will keep drug dealers in jail and out of our community for much longer period of time. This is just one piece of the greater plan to help address this emergency.

    Additionally, there are two other key bills to enhance law enforcement that Nic feels are long overdue and will help protect citizens of Maryland from Sex Trafficking. The first bill, HB632- Protecting Victims of Sex Trafficking Act of 2017 expands the definition of sexual abuse to include sex trafficking and abuse. The second bill, HB369- Repeat Sexual Predator Prevention Act of 2017 allows courts to admit evidence of a defendant’s prior history of sexual assault during prosecution for new sexual offenses. Both of these bills, if passed, can help law enforcement to better charge those individuals who commit these atrocious acts. By increasing penalties for these horrible crimes, Nic believes that it will better protect our community and more appropriately punish dangerous criminals.

    Lastly, Nic feels that he is “95% sure” businesses will be mandated to pay workers for time off that they accrue to be used for sick leave. At this time he is not sure about what size of businesses will be affected and what exceptions there will be. Many businesses already offer a paid sick time off benefit but the bill that could pass would extend the benefit beyond what many businesses say they can afford and allow benefits to accrue year over year. Nic encourages people with an opinion to email your legislators NOW!!

    Senate Finance Committee
    House Economic Matters Committee

    Your elected officials with their contact information is listed on page 16 & 17 of the PBA Directory.

  • 10 Feb 2017 10:41 AM | Deleted user

    Our February meeting was held at The Greene Turtle Pasadena with Councilman Derek Fink giving us an update on county legislation, the Mt. Road Expansion Project, and other concerns of our members.  We thank Councilman Fink for taking time to attend and The Greene Turtle for hosting the meeting for us.  Stop in for lunch or dinner and say thanks for having us.

    PBA President Jerry Nicklow presented Brad Davis with  a plaque of appreciation for giving his time to serve on the Board of Directors.


  • 02 Feb 2017 11:39 AM | Deleted user
    Equity Prime Mortgage - Donna Case
    3600 Odonnell Street Suite 200, Baltimore, Maryland 21224
    E-mail : Dcase@equityprime.com
    Organization Website: Baltimore.Equityprime.com
    Phone: (410) 779-9943, Cell: (410) 779-9943, Fax: (800) 240-6391

    Company Bio:
    Welcome to Equity Prime Mortgage LLC, Baltimore MD. We are a direct lender specializing in FHA, VA, USDA, and Conventional home loan transactions.
    www.facebook.com/EPMaryland
    Category: Mortgages, Real Estate

    Klug Productions - John Klug
    Address: 980 10th St, Pasadena, Maryland 21122
    E-mail : klug19@gmail.com
    Website: www.klugproductions.com
    Phone: (443) 255-4429

    Company Bio:
    John Klug is a full time voiceover artist based in Pasadena, MD with over 20 years of experience. With a reputation as a versatile, passionate VO pro with a fast turnaround that's easy to work with, John can be heard on Radio, Television, Documentaries, Films, Explainer Videos, Animations, Cartoons, Videogames, Internet Radio, Audiobooks, Corporate, Training Videos, eLearning, Webinars, Tutorials, Podcasts, Promos, Trailers, Imaging, Self-guided tours, IVR, OnHold and more!

    John is the 2016 voice of the Baltimore Ravens, narrator of the Justice Network's national docu-series "Inside The Mind Of A Serial Killer" and World Fishing Network's (WFN) "Florida Sportsman Project Dreamboat"

    Studio Equipment: Adobe Audition, ProTools, Mic: Sennheiser KSM 416, Mic: Shure KSM32/SL Condenser Mic . Channel Strips: DBX 286A , PreSonus Eureka, Mackie Control Board, Focusrite Scarlett 2i2 Audio Interface, Megatrax Music Library

    Can be heard as a voiceover artist for these brands: Long & Foster, Pepsi, Lucas Films, Baltimore Ravens, Jordan Brand, Windham Hotels, Adobe, Aquafina, American Heart Association, Pfizer, Penn Fed Credit Union, Hansgrohe, Gunwerks, TC Compass, Field Beast, WZTI, 100.7 The Bay, Fox24, Justice Network, World Fishing Network, Secure Exchange, IMI, Law Tigers, Green Bay Country Club, Squareware, UC Football, Lost Coast Brewery, Oxford Networks, Force Factor, NetOps, Swearball, Air Jordan XXX, Hunter Industries, Marcus Theatres, Oliver Retread, Clarke, Lenox, Trimlok Midwest, Equipment Depot, Philips Transformation Consulting, AAMP Global, Bissell, Test X180 Ignite, and more.

    Category: Voiceover

    facebook.com/klugproductions/
  • 31 Jan 2017 9:08 AM | Deleted user

    Did you know? One of the benefits of joining the PBA is free membership to the PBA Leads Group. The Leads group is industry-exclusive gathering of professionals that meets twice a week, to build relationships with each other and to pass referrals.


    As the Leads group is limited to one representative from each profession, there are two PBA Leads Groups.

    Group 1 has the following professions filled:
    web design
    print advertising
    real estate
    mortgages
    insurance
    accounting
    veterinary services
    financial planning
    banking
    electrician
    sign company
    event planning
    customer relationship manager (Send Out Cards)
    senior services
    awards/trophies


    If your profession is already represented in Group 1, not to worry -- Group 2 is still forming! Email christine@qmarketinganddesign.com to inquire about joining Group 2.

    Group 1 meets 1st & 3rd Tuesday of the month
    8am,  in the Community Room at the Eastern District Police Station

    Group 2 meets 2nd & 4th Wednesday of the month
    8am,  at the offices of Q Marketing and Design

  • 25 Jan 2017 4:56 PM | Deleted user

    The Pasadena Business Association is once again offering scholarships to High School Seniors who attend either Chesapeake or Northeast high schools or live in the attendance area for these schools but attend a private school.

    We are also offering scholarships to 5th and 8th graders who attend either an elementary or middle school in either the Chesapeake or Northeast feeder system or live in the attendance area for these schools but attend another private or public school.

    Download the application and apply today:
    High School Information Packet
    5th & 8th Grade Information Packet

    Applications must be completed and returned to the school Guidance Department by March 30, 2017 or mailed to the PBA Office at P.O. Box 861, Pasadena, Maryland 21123-0861.  Applications sent by mail must be postmarked no later than March 30, 2017.  The Guidance Counselors have until the end of business on March 31, 2017 to deliver the applications to Melissa Bajadek at Chesapeake High School or Mary Brodowski, BB&T Bank at 3030 Mountain Road, Pasadena, who will deliver them to the PBA Office. 

    The applications may also be dropped off to the drive through window at BB&T until 5 pm.  Applications received after these dates will not be processed.

    Scholarships will be announced at the awards night held at the school.  Scholarship recipients will be honored at a PBA general membership luncheon meeting on June 7, 2017 at 12 o’clock. We will send letters to the scholarship recipients no later than May 10th  if they are awarded a scholarship.  Parents, grandparents, friends and family will be able to attend this luncheon at a cost of $18 each with a reservation. Please note that only recipients will be notified. We are not able to send letters to all applicants.

  • 12 Jan 2017 4:27 PM | Deleted user




    Our January General Membership Meeting was held at Primo Pasta.  This was our election of officers and board members.  We thank Primo Pasta for hosting the meeting and the wonderful lunch. They have agreed to make the January meeting an annual event at Primo.  We thank Eric and Bill for all they do for the PBA.

  • 10 Jan 2017 11:31 AM | Deleted user

    Channeling Innovation


    Cox Creek Citizens Advisory Committee
    Brian Conrad, PBA Board of Directors, Committee Member

    Happy Holidays and Happy New Year! Since my appointment to the advisory committee in October, I have attended 3 different meetings representing our community. The Cox Creek Committee meeting on October 12th, The MD Dredge Material Management Program Annual meeting on November 14th, and a Port of Baltimore Facilities tour on December 6th. Our neighbor to the north, the Port of Baltimore, is a key economic driver for the State of Maryland, and is doing great.

    What I have learned from these meetings is this...the port set a record for the 5th consecutive year for general cargo handling. It moved 32 million tons of foreign cargo and 9.6 million tons of general cargo in 2015, and it ranks number 1 of all ports in the United States for movement of light trucks and autos...NUMBER 1!!! The port welcomed the first large container ship that traversed the expanded Panama Canal this year, and they expect more to come. The port also accommodates about 100 cruises a year out of our single cruise ship port. This cruise business is steady and reliable, but not really growable due to only having a single cruise ship facility. Federal funds have been granted to the Port of Baltimore for their successful air quality programs, and they are in the process of converting HVAC systems on the port to natural gas, for even better air quality. In addition to grants, there are approximately 71 million federal dollars coming to the State of Maryland from the Volkswagen emissions settlement. Those dollars will be used for various environmental improvements in the port (i.e Diesel retrofits, Air Quality programs, and Dredge Material use).

    COX CREEK COMMITTEE UPDATE!
    There are two locations currently accepting dredge material, Masonville, and Cox Creek. Dredge material is a replenishable resource that can be repurposed in a variety of ways to benefit the economy and the environment. Some examples of this are site reclamation, construction materials, manufactured topsoil, and environmental restoration (such as Hart Miller Island and Poplar Island). Up to 5 million cubic yards of sediment are removed from the bay each year, 1.5 million from the Baltimore Harbor Channels alone. This sediment is tested and analyzed to ensure it meets environmental and human health requirements. Once those needs are satisfied, the material is safe and reusable.

    The Port realizes that dredging creates concerns for local communities, and it works hard to be a good neighbor and give back as much as possible. Currently they are open to suggestions for dredge material use, as well as projects it can support to better the area. Ideas such as more water access, park creation, and more migrant bird poles for nesting have already been done, but suggestions and ideas are welcome and wanted. If you have thoughts on innovative and beneficial uses of dredged material, you can submit them to greenport@marylandports.com. You may also send them directly to me through the PBA and I can share the information at quarterly meetings.

  • 06 Jan 2017 12:43 PM | Deleted user

    Elections were held at the January General Membership Meeting. The officers and board for this year are as follows:

    OFFICERS
    President: Jerry Nicklow, Huff Insurance
    Vice President: Doug Cashmere, Ace Hardware & Hearth
    Secretary: Angela Balsamo, Coffee News
    Treasurer: Linda Loane, Pasadena Pawn & Gun


    BOARD MEMBERS:
    Lisa Hart, Arundel Federal Savings Bank
    Ruth Toomey, An Extraordinar Limousine
    Mary Brodowski, BB&T
    Brian Conrad, Edward Jones
    Larry Sells, Pasadena Voice
    Hayley Bowerman, Gab Communications

  • 04 Jan 2017 12:50 PM | Deleted user

    Law Office of Laura E. Burrows, LLC  - Eric Haviland
    168 West Street,  Annapolis,  Maryland 21401
    Phone:410-960-6642, Cell: 443-301-9362
    E-mail :
    eric@lauraburrowslaw.com
    Organization Website:   burrowsfamilylaw.com
    Company Bio: With Offices in Baltimore and Annapolis, the Law Office of Laura E. Burrows, LLC, is a modern family law firm providing custom-tailored representation to all facets and faces of Maryland.
    https://www.facebook.com/TheLawOfficeOfLauraEBurrows/

    Banner Automotive  -  Lad Banner
    4110 B Mountain Road, Pasadena,  Maryland 21122
    Phone:410-255-3600, Cell: 443-623-9573
    E-mail :
    jmbanner2@yahoo.com
    My name is Lad Banner (formally, Maurice L. Banner IV) and I have been an ASE certified mechanic for over 35 years. I have been a Pasadena resident since I was 12, and am very happy to have grown up, been educated and have close local friendships in the area with many members and owners of businesses in this area. Pasadena is home to me and I am grateful to be able to have started my business here, so close to my home. After many years of working for others and owning a shop in Baltimore many years ago, I have decided to open up my own personal shop in the Pasadena area. I needed to open up a business where honesty and integrity can be shown daily to the people of Pasadena. I am a hard working mechanic who will work diligently to find the solution to any problem on a vehicle. The actual business started in my home about a year and a half ago and it has grown so quickly that I had to expand  my services. I have since relocated to 4110 Suite B Mountain Road. I work on almost any vehicle except for large trucks . I am expanding the business daily to accommodate the needs of my customers. The shop is located in-between Cookies Kitchen and the Antique Shop.  I enjoy serving Pasadena locals and am enjoying the many new friendships that I am making along the way. I would appreciate the opportunity to become a part  of such a caring and giving group as the Pasadena Business Association.

Pasadena Business Association
P.O. Box 861, Pasadena, MD 21123-0861 | Phone: 410-360-4PBA | Fax: 410-544-7060 | pasadenabusinessassociation1@verizon.net 

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